Responsibilities Review loan requests Assess clients’ financial status Evaluate creditworthiness and risks Contact clients to gather financial data and documentation Analyze risks and approve or reject loan requests Calculate financial ratios (e. g. credit scores and interest rates) Set up payment plans Maintain updated records of loan applications Follow up with clients about loan renewals Monitor progress of existing loans Requirements and skills Proven work experience as a Credit Officer, Loan Officer or similar role Hands-on experience with lending procedures and products Ability to create and process financial spreadsheets Strong analytical skills Customer service experience BSc in Banking and Finance, Economics or related field